Topic: insurance

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3 Ways Americans Cope With Health Care Costs

As health care costs continue to rise, many Americans are reviewing their needs and budgets to determine the best way to respond. Forbes identified three decisions people are making: Low premiums – When evaluating health care benefits, Americans are selecting plans with the lowest premiums. However, plans with low monthly premiums may feature a limited … Read Full Article


4 Ways Benefits Help Employee Retention

Most employers have a powerful asset for employee retention, but few use it effectively. It’s their employee benefits plans. On average, employers lose 20 to 50 percent of employees annually, reports Bain & Company. While there are many factors that influence employees’ decisions to change jobs, an excellent benefits package can impact their decision to … Read Full Article


5 Health Care Issues Presidential Candidates Must Address

On average, Americans spend $1,318 out of pocket before health insurance starts covering a portion of their bills, according to a 2015 Employer Health Benefits Survey. This represents an 83 percent increase from 2005. With the United States spending $3 trillion annually on medical costs (an average of $9,500 per person), the future of the … Read Full Article

Brokers Offer 4 Tips for Open Enrollment

Many employers offer open enrollment once or twice a year to allow employees to sign up for and/or change their benefits selections. To make the best decisions on benefits offered through your employer, review four tips from brokers featured in Forbes: 1. Check costs – Benefits costs can increase from one year to the next, … Read Full Article


Tools to Make Your HR Job Easier

Overseeing employee recruitment and retention programs and coordinating benefits are challenging tasks for HR professionals. Fortunately, helpful information is available to lighten the load, such as videos and whitepapers provided by Ameritas. Engaging employees – Employers lose $11 billion each year due to employee turnover, reports Bloomberg BNA. And a study of American workers by … Read Full Article


4 Presidential Election Health Care Hot Topics

Most Americans believe issues related to the Affordable Care Act will affect their presidential choice later this year. According to, a Bankrate survey found 85 percent of respondents believe health care reform will play an important role in how they vote. Health care businesses also are evaluating the impact of the law and exploring … Read Full Article


4 Ways to Ensure Employee Benefits Meet Expectations

People define security in different ways. For some, it’s a warm house and a well-paying job. Others find security in a circle of friends and family members they trust. Many employers offer excellent employee benefits so employees feel secure in handling their health needs throughout the year. To ensure you get the coverage expected, review … Read Full Article