insurance

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Will the ACA Change Your Dental Insurance?

Health care reform and the ACA will change the face of medical coverage for many Americans. But here’s the good news: You do not need to make any changes to your dental and/or vision plan, and you can keep your current benefits at least until your 2014 renewal.

Retired Couple

Tips for Increasing Your Retirement Savings

According to the Employee Benefit Research Institute, more than half of working Americans couples have less than $25,000 in total savings and investments, not including their home or defined benefit retirement plans.

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Dental and Vision Benefits Within the Affordable Care Act

On Oct. 1, 2013, Americans currently without insurance and employers of fewer than 50 employees that choose to provide benefits will have an opportunity to start reviewing insurance plan selections before the individual mandate goes into effect on Jan. 1, 2014.

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Do You Know the Myths and Facts of the Affordable Care Act?

Across the country, people have been anticipating changes that will occur with insurance and health care under the Affordable Care Act (ACA). Many are looking forward to having access to health care insurance, while others are concerned about how the ACA will affect their benefits and budgets.

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Understanding Private Exchanges for Insurance Benefits

Beginning Jan. 1, 2014, the individual mandate of the Affordable Care Act (health care reform) goes into effect. This means that individuals who do not have Minimal Essential Coverage through an employer, private or public exchange or public program must be offered the new Essential Health Benefit packages.

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How Does Dental Fit Within Health Care Reform?

In surveys on insurance benefits, employees frequently affirm that they value their dental benefits. But many wonder how the Affordable Care Act (ACA) will impact their dental insurance.

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Understanding Pediatric Essential Benefits

The U.S. Department of Health and Human Services has mandated that as of January 1, 2014, insurance plans must include 10 categories of essential health care or services, and one of the core elements is pediatric oral and vision care for dependents.