employee benefits


Dental and Vision Benefits for Associations, Affinity Groups and Multi-site Employers

Associations, affinity groups or employers with multiple sites often have complex benefit needs, requiring creativity in finding the right mix of plans with a range of attractive product options. In national surveys, employees have indicated their preference for benefit packages that include dental and vision plans. Frequently employees do not have specific dental or vision needs, but they want the benefits for their dependent family members.

Business setting

Strategies for Producers to Adapt to Health Care Changes

Over the past few years, producers and insurance companies have made many adjustments to respond to industry changes and continually consider new solutions to maintain their business. The following is an excerpt from an article printed in Health Insurance Underwriter magazine.


Understanding ERISA and PPACA Regulations

Being in compliance with regulations for employee benefits is a topic that weighs heavy on the minds of business leaders. The idea of a lawsuit for failing to meet regulations is of major concern.

woman at desk

The Value of a Trusted Insurance Carrier During an M&A

Businesses considering a merger or acquisition (M&A) invest hundreds of hours reviewing the partnership opportunity. Often these potential deals must be consummated within several months of the initial discussion. According to national business experts, issues and problems often arise with employee benefits, which, if not addressed correctly, can cause an M&A to fall apart.


Enjoy Employee Benefits Without the Administrative Work

With ASO, the employer (policyholder) is responsible for the cost of dental, vision and hearing plan claims and assumes the financial risk, which helps lower their overall costs. Ameritas assumes responsibility for servicing and processing the claims, including the actuarial and underwriting services, plan materials and descriptions, and bills employers for the administrative costs.

health care reform

Six Things Not Understood About Health Care Reform

Health care reform – officially called the Patient Protection and Affordable Care Act (PPACA) – has been on the minds of businesses for several years. It is an issue that probably has kept many business leaders up at night, wondering how to adjust employee benefits and budgets to implement the forthcoming changes.