Tag Archive: dental


preventive care for kidsThere is nothing like a child’s silly grin or hilarious laugh to make parents smile.

To ensure kids enjoy good health throughout their school-age years, parents need to take advantage of health screenings available through health clinics and physician offices. The new Patient Protection and Affordable Care Act, signed into law in March 2010, reinforces the importance of health care screenings by requiring most insurance plans to pay for preventive care evaluations.

National health experts have developed suggested guidelines for screening tests. However, some doctors and health insurance companies may have different frequency preferences. Prior to scheduling a recommended evaluation, parents should verify their insurance coverage. Here’s a list of health screening options for school-age kids under 20 years old: View full article »

BenefitsIn national surveys, employees place high value on their ancillary benefits, especially dental and vision insurance. But many parents indicate that they select dental and vision benefits to ensure their kids have healthy teeth and eyes. They recognize the importance of preventive care in providing the best learning and growing experiences possible. Here’s what parents and care givers need to know about kids’ dental and vision care needs: View full article »

dentistThe dental insurance industry uses many different acronyms and jargon when discussing insurance plans and dental benefits. One term frequently thrown around is “dental network” or “PPO network.” Plan members frequently wonder exactly what a PPO dental network is and why it is important to their dental benefits plan. The following information should provide some answers. View full article »

toothbrushesChildren with healthy teeth and gums have more than a glowing grin. Good oral health also contributes to their overall health, and may enhance their performance in school. Unfortunately, many children have problems with tooth decay. If problems are left untreated, they may experience unnecessary pain and infection, which can lead to problems eating, speaking, playing and learning.

Tooth decay affects more than 25 percent of American children 2 to 5 years old, and half of children 12 to 15 years old – that’s more than any other chronic infectious disease, according to the U.S. Centers for Disease Control and Prevention. View full article »

Benefit BundlesMany medical carriers offer discounts for bundling lines of coverage, but this option may not produce the expected results. While a bundled plan may look good on the surface, it could lack important benefit components as well as anticipated savings. Before signing this type of agreement, evaluate the pros and cons of the plan. The best strategy for ancillary plans, such as dental, may be to contract with a carrier that specializes in that specific line of coverage.

Medical carriers frequently tout the cost savings employers will enjoy by working with one carrier for two or more products. Some will offer a flat discount to employers who agree to add an ancillary dental plan. While the advertised price may be attractive, carefully evaluate the proposal based on these factors: View full article »

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