When completing insurance enrollment forms it’s easy to wonder whether you really need some of the benefit choices, such as vision insurance. Can you get by without it?
Many people may consider deferring the purchase of a vision plan for adult family members in order to save money on monthly premium expenses. With the Affordable Care Act’s requirement of pediatric Essential Health Benefits (which includes vision) for all children under age 19, health professionals are concerned parents will purchase vision coverage for their children, but not for themselves. However, by doing so parents may face an increased risk of developing serious health concerns and incurring significant bills for medical services.
Consider the following statistics, which underscore the benefits of vision insurance and the importance of regular eye exams: View full article »
Many businesses are classified as “employers of choice” because they take good care of their customers and employees. They researched health care plans and provided choices that fit employees’ needs. In that scenario, employees needed only to review plan summaries and check boxes on their insurance enrollment forms. View full article »
Will your dental and vision benefits be affected by the Affordable Care Act (ACA)?
On Oct. 1, 2013, Americans currently without insurance and employers of fewer than 50 employees that choose to provide benefits will have an opportunity to start reviewing insurance plan selections before the individual mandate goes into effect on Jan. 1, 2014. Before making decisions on medical insurance, it’s important to understand how dental and vision benefits fit within the ACA. View full article »
Across the country, people have been anticipating changes that will occur with insurance and health care under the Affordable Care Act (ACA). Many are looking forward to having access to health care insurance, while others are concerned about how the ACA will affect their benefits and budgets. And there are many Americans who are not aware that changes are coming. View full article »
If saving money on health insurance meant you had to find a new doctor, would you make the switch? That’s the question on the minds of many health care professionals as new insurance plan options are introduced to Americans this fall as part of the Affordable Care Act (ACA).
According to a HealthPocket survey, 40 percent of people questioned indicated they would not be willing to switch doctors to save money on insurance premium costs, but another 34 percent said they would. Approximately 24 percent of respondents confirmed that they don’t have a regular doctor. View full article »