If you’ve ever walked into a specialty ice cream store, you’re quickly overwhelmed by the number of options, including different flavors, toppings and cones. Americans love choices. But some are easier to make than others. Take dental benefits, for example. There are many plan designs featuring various services available at different price points. It’s important … Read Full Article
For the past few years, large employers have been anticipating significant benefit changes as part of the Affordable Care Act. Due to several delays in the implementation of regulations, many large employers now are focusing on other employee issues. They plan to accommodate ACA benefit adjustments as needed. Here are three things large employers should … Read Full Article
There has been a lot of talk about dental insurance under the Affordable Care Act (ACA) the past few years. You have probably heard about dental insurance offered through medical insurance plans. But there are a few things you should know if you’re considering a combined plan vs. stand-alone dental:
Do dental benefits in a medical insurance plan provide the same coverage as a stand-alone dental plan? Probably not. Here are three reasons to select stand-alone dental coverage. Unexpected costs – The Affordable Care Act has focused attention on medical benefits with new requirements and compliance standards. It’s causing employers and consumers to think more … Read Full Article
It’s an alarming statistic: Children in the United States lose over 51 million school hours each year due to dental pain and illness. In these situations, children struggle to focus on their school work, finding it hard to listen and learn in class. But it doesn’t have to be this way. Pediatric dental insurance benefits … Read Full Article
Since the Affordable Care Act (ACA) was implemented, many changes have occurred in how health care is delivered. Two recent changes are the introduction of pharmacists in the emergency room at many hospitals and national retail stores offering minor medical care services. Pharmacists in the ER Hospitals are adding pharmacists in the emergency room to … Read Full Article
Did you know that pediatric dental in a medical plan is not the same as pediatric dental in a stand-alone dental plan? In March 2011, the American Dental Association determined that 10 million children ages 2 through 18 did not have dental coverage. Health professionals projected that parents and caregivers of many of these children … Read Full Article
The ACA regulations for health care benefits are causing insurers and employers to take a closer look at their benefit plans. No one wants to be out of compliance. The good news is that most regulations don’t apply to stand-alone dental plans.