Dental insurance proposals often look similar on the surface. But when you dig into the plan details, you may be surprised to discover some important differences that could impact the coverage and services expected. Review the following 10 tips to help you evaluate dental benefits plans. View full article »
Category: Benefits Administration
In 1974, a national restaurant chain introduced a new advertising campaign that captured the interest of millions of Americans. The “Have It Your Way®” jingle embraced an idea that people loved: choosing the way they wanted their food served. Today, Americans expect a lot of choices, including which insurance carrier they want for benefits, such as vision. View full article »
The dental insurance industry uses many different acronyms and jargon when discussing insurance plans and dental benefits. One term frequently thrown around is “dental network” or “PPO network.” Plan members frequently wonder exactly what a PPO dental network is and why it is important to their dental benefits plan. The following information should provide some answers. View full article »
Many medical carriers offer discounts for bundling lines of coverage, but this option may not produce the expected results. While a bundled plan may look good on the surface, it could lack important benefit components as well as anticipated savings. Before signing this type of agreement, evaluate the pros and cons of the plan. The best strategy for ancillary plans, such as dental, may be to contract with a carrier that specializes in that specific line of coverage.
Medical carriers frequently tout the cost savings employers will enjoy by working with one carrier for two or more products. Some will offer a flat discount to employers who agree to add an ancillary dental plan. While the advertised price may be attractive, carefully evaluate the proposal based on these factors: View full article »
When evaluating an insurance carrier, there are important variables to consider that won’t be in the proposal you receive. All dental carriers are not equal, so carefully assess the differences. Here are several items to consider:
