Category: Benefits Administration


benefitsThe Greyhound Corporation had a famous slogan that encouraged Americans to, “Go Greyhound – And Leave the Driving to Us.”  Greyhound offered a hassle-free driving experience where people could avoid the issues of driving and enjoy the ride to a destination of their choice.

This same analogy can be applied to the Administrative Services Only (ASO) option offered by Ameritas Group.  With ASO, the employer (policyholder) is responsible for the cost of dental, vision and hearing plan claims and assumes the financial risk, which helps lower their overall costs. Ameritas assumes responsibility for servicing and processing the claims, including the actuarial and underwriting services, plan materials and descriptions, and bills employers for the administrative costs. View full article »

MoneyCost increases and budget limitations weigh heavily on the minds of business leaders. As the United States economy continues to limp along, showing spikes of growth in some sectors, businesses are hesitant to increase spending until they experience a market turnaround or higher demand for their products and services.

Instead, businesses continue to focus on keeping costly expenditures under control, including employee health care benefits. Many are placing an increased emphasis on wellness programs to encourage employees to pursue healthier lifestyles by: View full article »

reading, eyesightOlder workers place high value on their sight, but according to a 2011 vision benefits study, many employees age 45 and older are not taking advantage of vision insurance options offered by employers.

While many older employees validated the importance of vision benefits, they did not recognize their need for vision insurance. The study results identified other misperceptions and misunderstandings that older workers had about their vision: View full article »

Chest X-ray DoctorsDoctors often have to make difficult decisions on the type and frequency of medical tests. To diagnose a patient’s health concern, they may need to run several tests to isolate the issue. What if the results are inconclusive? Should they continue to spend money to run additional tests, or wait for the appearance of other symptoms that may provide clues to the nature of the problem? But what if patients want answers now and push for a diagnosis? How should doctors respond? View full article »

dental painIf you have a toothache or oral health concern, how do you resolve the problem? Traditionally most Americans go to their family dentist for dental issues, but a recent report indicates increasing numbers are heading to hospital emergency rooms (ER) for dental problems. View full article »

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© 2012 Ameritas Life Insurance Corp. Ameritas Group is a division of Ameritas Life Insurance Corp. (Ameritas Life), a UNIFI Company, which offers group dental, vision and hearing care products nationwide. Certain plan designs may not be available in all areas.