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smiling employeeIn the 1700s, American politician Benjamin Franklin said, “An ounce of prevention is worth a pound of cure.” His sage advice initially applied to fighting fires. But today it applies across the board, especially when it comes to maintaining good health.

Medical professionals have embraced Franklin’s philosophy, emphasizing the benefits of preventive health tests that often can identify signs of potential disease or other medical problems. And the new Patient Protection and Affordable Care Act, signed into law in March 2010, reinforces the importance of healthcare screenings with its requirement that most insurance plans pay for preventive care.

As the American workforce ages, preventive care options are an important tool for early detection of possible health problems. But scheduling these important screenings often is dependent upon a referral from a physician’s office. View full article »

keys to dental plans

When evaluating an insurance carrier, there are important variables to consider that won’t be in the proposal you receive. All dental carriers are not equal, so carefully assess the differences. Here are several items to consider:

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keys to dental plansAt first glance, dental insurance plans may look similar on the surface. But when you dig into the plan details, you may discover some important differences that impact the coverage and services expected!

The following checklist may be helpful as you evaluate dental plan proposals: View full article »

weight controlObesity is considered a top factor in lost productivity at American businesses. The Centers for Disease Control and Prevention reports that at least one-third of American adults and one-sixth of children are overweight and considered obese. While this fact is startling, the following related statistics are overwhelming: View full article »

health care reformWhat’s the future with health care reform under the Patient Protection and Affordable Care Act (PPACA)? That is a question frequently featured in news media reports, discussed by Americans across the country and weighing heavily on the minds of business leaders as they anticipate the implications of changes to insurance benefits.

Health care reform will lead to modifications in benefits for medical insurance and dental care for dependents. While it is difficult to wait for decisions, one solution is to monitor reports on new PPACA decisions as they are posted on these websites: View full article »

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